If your like us and have reciently purchased a home or took out a mortgage in the last couple of years you may have notice that more and more companies are starting to use SmartDocs. this is a new way of saving banks and business thousands of dollars each year. For those of you who dont know this is, it is a way of electronic closing. All the closing documents are now in a computer based form which save tons of time and money and also paper. They also offer a web based signing and delivery which is great for busy people or families with small children. If your thinking of getting a new home loan you might want to consider using someone that offers electrinic closing.